After sustaining an injury, disability, or illness that blocks you from continuing with your employment, you will find it hard to get an alternative source of income. However, we have a few individuals who are lucky enough to get a long-term disability insurance cover. However, most victims are finding it hard to continue with their normal life after an accident. Even those individuals who have this kind of insurance find it hard to file a successful claim against their disability policy. Most insurance companies deny the victims these benefits yet their employer had been contributing towards the same for several years.
At this point, the services of a long-term lawyer come in handy. However, you cannot make the right choice for an ERISA disability lawyer unless you have the following tips;
Location is Key
You need to choose a disability attorney who practices in your state, province, or jurisdiction. It’s good to confirm that the lawyer who will be serving you has the right jurisdiction. There is no need to hire a lawyer who is going to refer you to another legal expert because he or she does not understand the legal requirements of your area well.
Practice Focus: Amateur or Expert
The next question you have to ask your prospective disability lawyer is his or her area of expertise. The lawyer should have a lot of competency in the area of law that he or she practices. Its good to go for regulated lawyers who specialize in the field of disability. Go through the reviews on the company’s website to see what has been published there. Check whether it focuses on disability law or it is another field of practice. Avoid any lawyer who practices disability as a secondary field of practice.
Billing Method: Contingency vs. Hourly
Most of the long-term disability victims are not in a position to meet retainers up front or hourly legal fees. The best long-term disability lawyers should be offering billing on a contingency basis. This means that you will pay the lawyer a fraction of the compensation you receive. The lawyer will do all he can to make sure that the case succeeds because losing will also get to him.
Chemistry and Relationships
Lastly but most importantly, you need to speak to the prospective attorney to see if there exists chemistry between them. Remember this is the individual who will be guiding you through the whole process. Some probability claims may end up taking several years. Make sure you are comfortable with the individual. You should be able to call and speak to him at any time if there is need. Choose a person who has a listening ear and the one who will put your needs first.
With these few tips, you have all it takes to get the best disability attorney. Go through the company profile to make sure that you are bringing the right attorney on board. You can be sure of great success as long as you hire a well trained and highly experienced disability lawyer.